Factors influencing maize farmers’ interest in crop insurance in Swaziland

May 2018
By Nobuhle D. Mbonane and M.N. Makhura


Crop insurance is a sustainable risk management tool that farmers need for increasing the sustainability of their agricultural enterprises by reducing income risks. This paper reports on factors influencing farmers’ interest in purchasing crop insurance. A sample of 150 maize farmers from the Hhohho and Lubombo regions of Swaziland were interviewed using structured questionnaires. The collected data was analysed using the probit model and the relevant factors were identified. The obtained results indicate that gender, marital status, occupation, education, location, savings and farming experience all figure among the influences.

Download SA-TIED Working Paper 15